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Sectional Title vs Freehold Property
Understanding the key differences between sectional title and freehold ownership.
Two main forms of property ownership exist in South Africa: freehold and sectional title.
Freehold
You own the land and everything on it. Registered as an erf.
Sectional Title
You own a unit within a larger scheme plus a share of common property.
Key Differences
- Body Corporate — sectional titles have one, freehold does not
- Levies — monthly levies for sectional title
- Alterations — need body corporate approval
- Insurance — body corporate insures the building
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