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Property Transfer Process in South Africa

When property changes hands, a formal transfer process takes place. Here is how it works.

A property transfer is the legal process of changing ownership from one person to another.

The Transfer Process

  1. Sale agreement — buyer and seller sign
  2. Bond approval — bank approves financing
  3. Conveyancer appointed — attorney handles the transfer
  4. FICA compliance — identification documents
  5. Lodging at Deeds Office — documents lodged
  6. Registration — transfer registered (2-3 weeks)

Costs

Transfer costs include transfer duty, conveyancing fees, and Deeds Office fees.

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Data sourced from the SA Deeds Registry.

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